/* ==========================================================
   Golden Stars Insurance — site
   ========================================================== */

:root {
	--navy-950: #06111f;
	--navy-900: #0b1e3a;
	--navy-800: #12294d;
	--navy-700: #1b3764;
	--gold: #c9a24e;
	--gold-2: #e2c27a;
	--gold-3: #f1dfae;
	--gold-d: #a07f35;
	--gold-grad: linear-gradient(135deg, #f4e0a3 0%, #d9b664 42%, #b88c35 100%);
	--ivory: #faf7f0;
	--sand: #f3eee2;
	--line: #e8e1d1;
	--ink: #0e1a2b;
	--text: #3b4656;
	--muted: #6b7686;
	--wa: #1fae5b;
	--radius: 18px;
	--radius-lg: 28px;
	--shadow: 0 24px 60px -28px rgba(11, 30, 58, .35);
	--shadow-sm: 0 10px 30px -18px rgba(11, 30, 58, .35);
	--serif: "Playfair Display", Georgia, serif;
	--sans: "Manrope", "Segoe UI", system-ui, sans-serif;
	--tb: 40px;
	--hd: 88px;
	--ease: cubic-bezier(.2, .7, .2, 1);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
	margin: 0;
	font-family: var(--sans);
	font-size: 16px;
	line-height: 1.65;
	color: var(--text);
	background: #fff;
	-webkit-font-smoothing: antialiased;
	overflow-x: hidden;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; }
h1, h2, h3, h4 { margin: 0; color: var(--ink); line-height: 1.15; }
p { margin: 0; }
::selection { background: var(--gold-3); color: var(--navy-900); }
:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; border-radius: 6px; }

[hidden] { display: none !important; }
section[id], [id="contato"] { scroll-margin-top: 80px; }
.wrap { width: 100%; max-width: 1240px; margin: 0 auto; padding: 0 28px; }
.wrap--narrow { max-width: 820px; }
.anchor { position: absolute; top: -110px; }
.skip { position: absolute; left: -9999px; top: 8px; z-index: 999; background: var(--gold); color: var(--navy-900); padding: 10px 16px; border-radius: 8px; font-weight: 700; }
.skip:focus { left: 8px; }
.hp { position: absolute !important; left: -9999px !important; }

.ic { width: 20px; height: 20px; flex: none; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.ic--sm { width: 15px; height: 15px; }
.flag { width: 22px; height: 15px; border-radius: 3px; box-shadow: 0 0 0 1px rgba(255,255,255,.25); flex: none; }

/* ---------- Botões ---------- */
.btn {
	display: inline-flex; align-items: center; justify-content: center; gap: 10px;
	padding: 14px 24px; border-radius: 999px; border: 1px solid transparent;
	font-weight: 700; font-size: 15px; line-height: 1.2; letter-spacing: .01em; white-space: nowrap;
	transition: transform .25s var(--ease), box-shadow .25s var(--ease), background .25s, color .25s, border-color .25s;
}
.btn .ic { width: 18px; height: 18px; transition: transform .25s var(--ease); }
.btn:hover .ic:last-child { transform: translateX(3px); }
.btn--lg { padding: 17px 30px; font-size: 16px; }
.btn--sm { padding: 10px 18px; font-size: 14px; }
.btn--block { width: 100%; }
.btn--gold { background: var(--gold-grad); color: var(--navy-950); box-shadow: 0 12px 28px -14px rgba(201, 162, 78, .9), inset 0 1px 0 rgba(255,255,255,.45); }
.btn--gold:hover { transform: translateY(-2px); box-shadow: 0 18px 36px -14px rgba(201, 162, 78, .95), inset 0 1px 0 rgba(255,255,255,.45); }
.btn--navy { background: var(--navy-900); color: #fff; }
.btn--navy:hover { background: var(--navy-700); transform: translateY(-2px); }
.btn--glass { background: rgba(255,255,255,.08); color: #fff; border-color: rgba(255,255,255,.35); backdrop-filter: blur(8px); }
.btn--glass:hover { background: rgba(255,255,255,.16); border-color: rgba(255,255,255,.6); }
.btn--wa { background: var(--wa); color: #fff; }
.btn--wa:hover { background: #18934c; transform: translateY(-2px); }
.btn--ghost-dark { background: transparent; color: var(--navy-900); border-color: var(--line); }
.btn--ghost-dark:hover { border-color: var(--navy-900); }
.btn--wa .ic:first-child, .btn--glass .ic:first-child { transform: none !important; }

.link-arrow { display: inline-flex; align-items: center; gap: 8px; font-weight: 700; color: var(--navy-900); border-bottom: 2px solid var(--gold); padding-bottom: 2px; }
.link-arrow .ic { width: 17px; height: 17px; transition: transform .25s var(--ease); }
.link-arrow:hover .ic { transform: translateX(4px); }

/* ---------- Topo ---------- */
.topbar { position: absolute; top: 0; left: 0; right: 0; z-index: 60; height: var(--tb); background: rgba(6, 17, 31, .55); border-bottom: 1px solid rgba(255,255,255,.08); color: rgba(255,255,255,.78); font-size: 13px; backdrop-filter: blur(6px); }
.topbar__in { height: 100%; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.topbar__info, .topbar__links { display: flex; align-items: center; gap: 22px; }
.topbar span, .topbar a { display: inline-flex; align-items: center; gap: 7px; }
.topbar .ic { width: 15px; height: 15px; color: var(--gold-2); }
.topbar a:hover { color: #fff; }
.topbar__social .ic { color: rgba(255,255,255,.7); }

.hd { position: absolute; top: var(--tb); left: 0; right: 0; z-index: 70; height: var(--hd); color: #fff; transition: background .35s, box-shadow .35s, height .35s; }
.hd.is-fixed { position: fixed; top: 0; height: 74px; background: rgba(8, 22, 43, .94); backdrop-filter: blur(14px); box-shadow: 0 10px 40px -20px rgba(0,0,0,.6); animation: hdIn .45s var(--ease); }
@keyframes hdIn { from { transform: translateY(-100%); } to { transform: none; } }
.admin-bar .hd.is-fixed { top: 32px; }
.hd__in { height: 100%; display: flex; align-items: center; gap: 28px; }
.hd__logo img { height: 62px; width: auto; transition: height .35s; filter: drop-shadow(0 4px 14px rgba(0,0,0,.35)); }
.hd.is-fixed .hd__logo img { height: 52px; }

.nav { display: flex; align-items: center; gap: 4px; margin-left: auto; }
.nav > a, .nav__drop > a { display: inline-flex; align-items: center; gap: 6px; padding: 10px 14px; border-radius: 999px; font-weight: 600; font-size: 15px; color: rgba(255,255,255,.88); transition: color .2s, background .2s; position: relative; }
.nav > a:hover, .nav__drop:hover > a, .nav__drop:focus-within > a { color: #fff; background: rgba(255,255,255,.08); }
.nav a.is-current { color: var(--gold-2); }
.nav__drop { position: relative; }
.nav__drop .ic--sm { transition: transform .25s; }
.nav__drop:hover .ic--sm, .nav__drop:focus-within .ic--sm { transform: rotate(180deg); }

.mega {
	position: absolute; top: calc(100% + 14px); left: 50%; transform: translate(-50%, 10px);
	width: min(860px, 92vw); display: grid; grid-template-columns: 1fr 1fr .95fr; gap: 6px;
	background: #fff; color: var(--ink); border-radius: 22px; padding: 18px; box-shadow: 0 40px 80px -30px rgba(6,17,31,.55);
	opacity: 0; visibility: hidden; transition: opacity .25s, transform .25s var(--ease), visibility .25s;
}
.mega::before { content: ""; position: absolute; left: 0; right: 0; top: -16px; height: 16px; }
.nav__drop:hover .mega, .nav__drop:focus-within .mega { opacity: 1; visibility: visible; transform: translate(-50%, 0); }
.mega__col { padding: 6px; }
.mega__label { font-size: 11.5px; letter-spacing: .14em; text-transform: uppercase; font-weight: 800; color: var(--gold-d); padding: 6px 10px 8px; }
.mega__col a { display: flex; align-items: center; gap: 12px; padding: 9px 10px; border-radius: 12px; font-weight: 600; font-size: 14.5px; transition: background .2s; }
.mega__col a:hover { background: var(--ivory); }
.mega__ic { width: 36px; height: 36px; border-radius: 10px; display: grid; place-items: center; background: var(--sand); color: var(--navy-800); flex: none; }
.mega__ic .ic { width: 19px; height: 19px; }
.mega__col a:hover .mega__ic { background: var(--navy-900); color: var(--gold-2); }
.mega__cta { align-self: start; background: var(--navy-900); color: rgba(255,255,255,.75); border-radius: 16px; padding: 22px; font-size: 14px; display: flex; flex-direction: column; gap: 10px; align-items: flex-start; background-image: radial-gradient(circle at 100% 0, rgba(201,162,78,.28), transparent 60%); }
.mega__cta-t { font-family: var(--serif); font-size: 20px; color: #fff; line-height: 1.25; }
.mega__cta .btn { margin-top: auto; }

.hd__actions { display: flex; align-items: center; gap: 14px; }
.hd__burger { display: none; width: 46px; height: 46px; border-radius: 50%; border: 1px solid rgba(255,255,255,.3); background: rgba(255,255,255,.06); color: #fff; place-items: center; }
.hd__burger .ic { width: 22px; height: 22px; }

/* Seletor de idioma */
.lang { display: inline-flex; padding: 4px; border-radius: 999px; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.18); }
.lang__opt { display: inline-flex; align-items: center; gap: 7px; padding: 6px 11px; border-radius: 999px; font-size: 12.5px; font-weight: 800; letter-spacing: .06em; color: rgba(255,255,255,.7); transition: background .2s, color .2s; }
.lang__opt:hover { color: #fff; }
.lang__opt.is-active { background: #fff; color: var(--navy-900); }
.lang__opt.is-active .flag { box-shadow: 0 0 0 1px rgba(11,30,58,.15); }
.lang--block { display: flex; margin: 0 0 18px; background: rgba(255,255,255,.06); }
.lang--block .lang__opt { flex: 1; justify-content: center; padding: 10px; font-size: 13.5px; }

/* Menu do celular */
.drawer { position: fixed; inset: 0; z-index: 200; background: rgba(6,17,31,.6); opacity: 0; visibility: hidden; transition: opacity .3s, visibility .3s; }
.drawer.is-open { opacity: 1; visibility: visible; }
.drawer__panel { position: absolute; top: 0; right: 0; bottom: 0; width: min(400px, 100%); background: var(--navy-900); color: #fff; padding: 22px; display: flex; flex-direction: column; overflow-y: auto; transform: translateX(100%); transition: transform .4s var(--ease); background-image: radial-gradient(circle at 100% 0, rgba(201,162,78,.18), transparent 50%); }
.drawer.is-open .drawer__panel { transform: none; }
.drawer__top { display: flex; align-items: center; justify-content: space-between; margin-bottom: 22px; }
.drawer__top img { height: 52px; width: auto; }
.drawer__close { width: 44px; height: 44px; border-radius: 50%; border: 1px solid rgba(255,255,255,.25); background: transparent; color: #fff; display: grid; place-items: center; }
.drawer__nav { display: flex; flex-direction: column; }
.drawer__nav > a, .drawer__nav summary { display: flex; align-items: center; justify-content: space-between; padding: 15px 4px; font-size: 18px; font-weight: 700; border-bottom: 1px solid rgba(255,255,255,.08); list-style: none; cursor: pointer; }
.drawer__nav summary::-webkit-details-marker { display: none; }
.drawer__nav details[open] summary .ic { transform: rotate(180deg); }
.drawer__sub { display: grid; gap: 2px; padding: 8px 0 12px; }
.drawer__sub a { display: flex; align-items: center; gap: 12px; padding: 9px 6px; color: rgba(255,255,255,.8); font-weight: 600; }
.drawer__sub .ic { color: var(--gold-2); }
.drawer__foot { margin-top: auto; padding-top: 24px; display: grid; gap: 10px; }
.drawer__phone { display: flex; align-items: center; justify-content: center; gap: 8px; padding: 10px; color: var(--gold-2); font-weight: 700; }

/* ---------- Banner ---------- */
.hero { position: relative; min-height: clamp(660px, 100svh, 960px); background: var(--navy-950); color: #fff; overflow: hidden; isolation: isolate; }
.hero__slides { position: absolute; inset: 0; }
.hero__slide { position: absolute; inset: 0; opacity: 0; visibility: hidden; transition: opacity 1.1s ease, visibility 1.1s; }
.hero__slide.is-active { opacity: 1; visibility: visible; z-index: 1; }
.hero__bg { position: absolute; inset: 0; background-size: cover; background-position: center; transform: scale(1.12); transition: transform 8s ease-out; }
.hero__slide.is-active .hero__bg { transform: scale(1.02); }
.hero__slide::after { content: ""; position: absolute; inset: 0; background:
	linear-gradient(90deg, rgba(6,17,31,.94) 0%, rgba(6,17,31,.78) 38%, rgba(6,17,31,.32) 72%, rgba(6,17,31,.45) 100%),
	linear-gradient(0deg, rgba(6,17,31,.85) 0%, transparent 32%),
	linear-gradient(180deg, rgba(6,17,31,.7) 0%, transparent 28%); }
.hero__content { position: relative; z-index: 2; height: 100%; display: flex; align-items: center; padding-top: calc(var(--tb) + var(--hd)); padding-bottom: 110px; }
.hero__text { max-width: min(640px, calc(100% - 440px)); }
.hero__eyebrow { display: inline-flex; align-items: center; gap: 12px; font-size: 13px; font-weight: 800; letter-spacing: .18em; text-transform: uppercase; color: var(--gold-2); margin-bottom: 22px; }
.hero__eyebrow span { width: 34px; height: 2px; background: var(--gold-grad); border-radius: 2px; }
.hero__title { font-family: var(--serif); font-weight: 600; font-size: clamp(40px, 5.4vw, 70px); line-height: 1.06; letter-spacing: -.015em; color: #fff; text-wrap: balance; }
.hero__lead { margin-top: 22px; font-size: clamp(16px, 1.4vw, 19px); line-height: 1.7; color: rgba(255,255,255,.82); max-width: 560px; }
.hero__btns { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 36px; }
.hero__slide .hero__eyebrow, .hero__slide .hero__title, .hero__slide .hero__lead, .hero__slide .hero__btns { opacity: 0; transform: translateY(26px); transition: opacity .8s var(--ease), transform .8s var(--ease); }
.hero__slide.is-active .hero__eyebrow { opacity: 1; transform: none; transition-delay: .25s; }
.hero__slide.is-active .hero__title { opacity: 1; transform: none; transition-delay: .4s; }
.hero__slide.is-active .hero__lead { opacity: 1; transform: none; transition-delay: .55s; }
.hero__slide.is-active .hero__btns { opacity: 1; transform: none; transition-delay: .7s; }

.hero__overlay { position: absolute; inset: 0; left: 0; right: 0; z-index: 3; pointer-events: none; display: flex; align-items: center; justify-content: flex-end; padding-top: calc(var(--tb) + var(--hd) - 20px); padding-bottom: 60px; }
.quick { pointer-events: auto; width: 392px; padding: 28px; border-radius: var(--radius-lg); background: rgba(11, 30, 58, .62); border: 1px solid rgba(226, 194, 122, .28); backdrop-filter: blur(18px) saturate(1.2); box-shadow: 0 40px 80px -40px rgba(0,0,0,.8); }
.quick__title { font-family: var(--serif); font-size: 24px; color: #fff; line-height: 1.2; }
.quick__sub { color: rgba(255,255,255,.68); font-size: 14px; margin: 6px 0 18px; }
.quick__grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.quick__item { display: flex; flex-direction: column; align-items: flex-start; gap: 10px; padding: 14px; border-radius: 16px; background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.1); font-weight: 700; font-size: 14px; color: #fff; line-height: 1.25; transition: background .2s, border-color .2s, transform .25s var(--ease); }
.quick__item:hover { background: rgba(226,194,122,.14); border-color: rgba(226,194,122,.6); transform: translateY(-2px); }
.quick__ic { width: 38px; height: 38px; border-radius: 12px; display: grid; place-items: center; background: var(--gold-grad); color: var(--navy-950); }
.quick__ic .ic { width: 20px; height: 20px; }
.quick__wa { margin-top: 16px; display: flex; align-items: center; justify-content: center; gap: 8px; padding: 12px; border-radius: 14px; background: rgba(31,174,91,.16); border: 1px solid rgba(31,174,91,.45); color: #c8f5da; font-weight: 700; font-size: 14px; transition: background .2s; }
.quick__wa:hover { background: rgba(31,174,91,.3); }

.hero__nav { position: absolute; left: 0; right: 0; bottom: 38px; z-index: 4; display: flex; align-items: center; gap: 16px; }
.hero__arrow { width: 46px; height: 46px; border-radius: 50%; border: 1px solid rgba(255,255,255,.3); background: rgba(255,255,255,.05); color: #fff; display: grid; place-items: center; transition: background .2s, border-color .2s; }
.hero__arrow:hover { background: rgba(255,255,255,.15); border-color: var(--gold-2); }
.hero__dots { display: flex; gap: 8px; }
.hero__dot { width: 44px; height: 4px; padding: 0; border: 0; border-radius: 4px; background: rgba(255,255,255,.25); overflow: hidden; }
.hero__dot i { display: block; width: 0; height: 100%; background: var(--gold-grad); }
.hero__dot.is-active i { animation: dotFill var(--slide, 7s) linear forwards; }
.hero.is-paused .hero__dot.is-active i { animation-play-state: paused; }
@keyframes dotFill { to { width: 100%; } }

/* Selos */
.trust { background: var(--navy-950); color: rgba(255,255,255,.85); border-top: 1px solid rgba(226,194,122,.18); }
.trust__in { display: grid; grid-template-columns: repeat(4, 1fr); }
.trust__item { display: flex; align-items: center; gap: 14px; padding: 24px 22px; font-weight: 600; font-size: 14.5px; line-height: 1.35; border-left: 1px solid rgba(255,255,255,.07); }
.trust__item:first-child { border-left: 0; padding-left: 0; }
.trust__ic { width: 44px; height: 44px; border-radius: 50%; display: grid; place-items: center; border: 1px solid rgba(226,194,122,.45); color: var(--gold-2); flex: none; }

/* ---------- Seções ---------- */
.sec { position: relative; padding: clamp(72px, 9vw, 124px) 0; }
.sec--tight { padding: 56px 0; }
.sec--ivory { background: var(--ivory); }
.sec--navy { background: var(--navy-900); color: rgba(255,255,255,.78); overflow: hidden; }
.sec__stars { position: absolute; inset: 0; background-image: radial-gradient(circle at 12% 18%, rgba(226,194,122,.18), transparent 32%), radial-gradient(circle at 88% 80%, rgba(226,194,122,.12), transparent 30%); pointer-events: none; }
.sec__head { margin-bottom: 52px; }
.sec__head--center { text-align: center; max-width: 760px; margin-left: auto; margin-right: auto; }
.sec__head--split { display: grid; grid-template-columns: 1.15fr 1fr; gap: 48px; align-items: end; }
.sec__head--split .lead { margin-bottom: 22px; }
.eyebrow { display: inline-flex; align-items: center; gap: 10px; font-size: 12.5px; font-weight: 800; letter-spacing: .18em; text-transform: uppercase; color: var(--gold-d); margin-bottom: 14px; }
.eyebrow::before { content: ""; width: 26px; height: 2px; background: var(--gold-grad); border-radius: 2px; }
.sec__head--center .eyebrow::after { content: ""; width: 26px; height: 2px; background: var(--gold-grad); border-radius: 2px; }
.eyebrow--gold { color: var(--gold-2); }
.h2 { font-family: var(--serif); font-weight: 600; font-size: clamp(32px, 3.8vw, 50px); line-height: 1.1; letter-spacing: -.01em; text-wrap: balance; }
.h2--light { color: #fff; }
.h3 { font-family: var(--serif); font-weight: 600; font-size: clamp(24px, 2.4vw, 32px); margin-bottom: 24px; }
.lead { font-size: 17.5px; line-height: 1.75; color: var(--muted); }

/* Abas */
.tabs { display: inline-flex; padding: 5px; border-radius: 999px; background: var(--sand); gap: 4px; }
.tabs__btn { display: inline-flex; align-items: center; gap: 8px; border: 0; background: transparent; padding: 11px 20px; border-radius: 999px; font-weight: 700; font-size: 14.5px; color: var(--muted); transition: background .25s, color .25s, box-shadow .25s; }
.tabs__btn .ic { width: 18px; height: 18px; }
.tabs__btn.is-active { background: var(--navy-900); color: #fff; box-shadow: var(--shadow-sm); }
.tabs__btn.is-active .ic { color: var(--gold-2); }

/* Cards de seguros */
.ins-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.ins { position: relative; display: flex; flex-direction: column; padding: 30px 24px 24px; border-radius: var(--radius); background: #fff; border: 1px solid var(--line); transition: transform .35s var(--ease), box-shadow .35s var(--ease), border-color .35s; overflow: hidden; }
.ins::after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 3px; background: var(--gold-grad); transform: scaleX(0); transform-origin: left; transition: transform .45s var(--ease); }
.ins:hover { transform: translateY(-6px); box-shadow: var(--shadow); border-color: transparent; }
.ins:hover::after { transform: none; }
.ins__ic { width: 58px; height: 58px; border-radius: 18px; display: grid; place-items: center; background: var(--navy-900); color: var(--gold-2); margin-bottom: 22px; transition: background .3s, color .3s; }
.ins__ic .ic { width: 28px; height: 28px; stroke-width: 1.6; }
.ins:hover .ins__ic { background: var(--gold-grad); color: var(--navy-950); }
.ins__t { font-family: var(--serif); font-size: 22px; font-weight: 600; margin-bottom: 10px; }
.ins__t a::before { content: ""; position: absolute; inset: 0; z-index: 0; }
.ins__x { font-size: 14.5px; line-height: 1.65; color: var(--muted); flex: 1; }
.ins__foot { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 10px; white-space: nowrap; margin-top: 22px; padding-top: 18px; border-top: 1px dashed var(--line); position: relative; z-index: 1; }
.ins__more { display: inline-flex; align-items: center; gap: 6px; font-weight: 700; font-size: 14px; color: var(--navy-900); }
.ins__more .ic { width: 16px; height: 16px; transition: transform .25s; }
.ins:hover .ins__more .ic { transform: translateX(4px); }
.ins__quote { font-size: 13px; font-weight: 800; color: var(--gold-d); padding: 7px 12px; border-radius: 999px; background: #fbf4e2; transition: background .2s, color .2s; }
.ins__quote:hover { background: var(--navy-900); color: var(--gold-2); }
.ins.is-in { animation: cardIn .5s var(--ease) both; }
@keyframes cardIn { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }

/* Como funciona */
.steps { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; position: relative; counter-reset: s; }
.steps::before { content: ""; position: absolute; top: 58px; left: 16%; right: 16%; border-top: 2px dashed rgba(201,162,78,.5); }
.step { position: relative; text-align: center; padding: 0 12px; }
.step__n { position: absolute; top: -6px; left: 50%; transform: translateX(34px); font-family: var(--serif); font-size: 15px; font-weight: 700; color: var(--gold-d); background: #fff; border: 1px solid var(--line); border-radius: 999px; padding: 3px 10px; z-index: 2; }
.step__ic { position: relative; z-index: 1; width: 116px; height: 116px; margin: 0 auto 26px; border-radius: 50%; display: grid; place-items: center; background: #fff; color: var(--navy-900); box-shadow: var(--shadow-sm), 0 0 0 10px var(--ivory), 0 0 0 11px var(--line); }
.step__ic .ic { width: 42px; height: 42px; stroke-width: 1.4; }
.step h3 { font-family: var(--serif); font-size: 23px; font-weight: 600; margin-bottom: 10px; }
.step p { color: var(--muted); font-size: 15.5px; max-width: 320px; margin: 0 auto; }
.steps__cta { display: flex; justify-content: center; flex-wrap: wrap; gap: 14px; margin-top: 56px; }

/* Sobre */
.about { display: grid; grid-template-columns: 1fr 1.05fr; gap: clamp(40px, 6vw, 88px); align-items: center; }
.about__media { position: relative; }
.about__img { width: 100%; aspect-ratio: 4 / 4.4; object-fit: cover; border-radius: var(--radius-lg); }
.about__media::before { content: ""; position: absolute; inset: 26px -26px -26px 26px; border: 2px solid var(--gold); border-radius: var(--radius-lg); z-index: -1; }
.about__badge { position: absolute; left: -24px; bottom: 36px; display: flex; align-items: center; gap: 14px; padding: 14px 22px 14px 14px; border-radius: 20px; background: var(--navy-900); color: #fff; box-shadow: var(--shadow); }
.about__badge img { width: 56px; height: 56px; border-radius: 14px; }
.about__badge strong { display: block; font-family: var(--serif); font-size: 19px; color: var(--gold-3); }
.about__badge small { color: rgba(255,255,255,.6); font-size: 12.5px; letter-spacing: .08em; text-transform: uppercase; }
.about__body { margin: 22px 0 26px; color: var(--muted); font-size: 16.5px; }
.about__body p + p { margin-top: 14px; }
.checks { list-style: none; margin: 0; padding: 0; display: grid; gap: 12px; }
.checks li { display: flex; align-items: center; gap: 12px; font-weight: 700; color: var(--ink); }
.checks .ic { width: 26px; height: 26px; padding: 5px; border-radius: 50%; background: var(--gold-grad); color: var(--navy-950); stroke-width: 2.6; }
.stats { margin-top: clamp(56px, 7vw, 96px); display: grid; grid-template-columns: repeat(4, 1fr); border-radius: var(--radius-lg); background: var(--navy-900); color: #fff; overflow: hidden; background-image: radial-gradient(circle at 0 0, rgba(201,162,78,.2), transparent 45%); }
.stat { padding: 36px 30px; border-left: 1px solid rgba(255,255,255,.08); }
.stat:first-child { border-left: 0; }
.stat strong { display: block; font-family: var(--serif); font-size: clamp(38px, 4vw, 52px); line-height: 1; font-weight: 600; background: var(--gold-grad); -webkit-background-clip: text; background-clip: text; color: transparent; margin-bottom: 10px; }
.stat span { color: rgba(255,255,255,.72); font-size: 15px; }

/* Diferenciais */
.feats { position: relative; display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.feat { padding: 32px 30px; border-radius: var(--radius); background: rgba(255,255,255,.04); border: 1px solid rgba(255,255,255,.08); transition: background .3s, border-color .3s, transform .35s var(--ease); }
.feat:hover { background: rgba(255,255,255,.07); border-color: rgba(226,194,122,.4); transform: translateY(-4px); }
.feat__ic { width: 54px; height: 54px; border-radius: 16px; display: grid; place-items: center; background: var(--gold-grad); color: var(--navy-950); margin-bottom: 20px; }
.feat__ic .ic { width: 26px; height: 26px; }
.feat h3 { font-family: var(--serif); font-weight: 600; font-size: 22px; color: #fff; margin-bottom: 8px; }
.feat p { font-size: 15px; color: rgba(255,255,255,.66); }

/* Seguradoras */
.partners { padding: 56px 0; border-bottom: 1px solid var(--line); }
.partners__t { text-align: center; font-weight: 700; color: var(--muted); font-size: 14px; letter-spacing: .1em; text-transform: uppercase; margin-bottom: 26px; }
.partners__track { overflow: hidden; mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent); }
.partners__row { display: flex; gap: 56px; width: max-content; animation: marquee 40s linear infinite; }
.partners__track:hover .partners__row { animation-play-state: paused; }
.partner { display: grid; place-items: center; height: 56px; min-width: 120px; filter: grayscale(1); opacity: .7; transition: filter .3s, opacity .3s; font-weight: 800; color: var(--navy-800); font-size: 18px; }
.partner:hover { filter: none; opacity: 1; }
.partner img { max-height: 48px; width: auto; }
@keyframes marquee { to { transform: translateX(calc(-50% - 28px)); } }

/* Depoimentos */
.carousel-nav { display: flex; gap: 10px; justify-content: flex-end; }
.round-btn { width: 52px; height: 52px; border-radius: 50%; border: 1px solid var(--line); background: #fff; color: var(--navy-900); display: grid; place-items: center; transition: background .2s, color .2s, border-color .2s; }
.round-btn:hover { background: var(--navy-900); color: var(--gold-2); border-color: var(--navy-900); }
.testi { display: grid; grid-auto-flow: column; grid-auto-columns: calc((100% - 48px) / 3); gap: 24px; overflow-x: auto; scroll-snap-type: x mandatory; scrollbar-width: none; padding: 6px 2px 24px; }
.testi::-webkit-scrollbar { display: none; }
.testi__card { position: relative; margin: 0; scroll-snap-align: start; display: flex; flex-direction: column; padding: 32px; border-radius: var(--radius); background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow-sm); }
.testi__stars { display: flex; gap: 3px; color: var(--gold); margin-bottom: 16px; }
.testi__stars .ic { width: 18px; height: 18px; fill: currentColor; stroke: none; }
.testi blockquote { margin: 0 0 24px; font-size: 16.5px; line-height: 1.7; color: var(--ink); flex: 1; }
.testi figcaption { display: flex; align-items: center; gap: 12px; }
.testi__avatar { width: 46px; height: 46px; border-radius: 50%; display: grid; place-items: center; background: var(--navy-900); color: var(--gold-2); font-family: var(--serif); font-size: 19px; font-weight: 700; }
.testi figcaption strong { display: block; color: var(--ink); }
.testi figcaption small { color: var(--muted); font-size: 13.5px; }
.testi__q { position: absolute; top: 26px; right: 26px; width: 40px; height: 40px; color: var(--sand); fill: var(--sand); stroke: none; }

/* Equipe */
.team { display: grid; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); gap: 24px; }
.member { text-align: center; padding: 28px 22px; border-radius: var(--radius); border: 1px solid var(--line); }
.member__photo { width: 128px; height: 128px; margin: 0 auto 18px; border-radius: 50%; overflow: hidden; background: var(--navy-900); display: grid; place-items: center; box-shadow: 0 0 0 4px #fff, 0 0 0 6px var(--gold); }
.member__photo img { width: 100%; height: 100%; object-fit: cover; }
.member__photo span { font-family: var(--serif); font-size: 44px; color: var(--gold-2); }
.member h3 { font-family: var(--serif); font-size: 21px; }
.member__role { color: var(--gold-d); font-weight: 700; font-size: 14px; margin-top: 4px; }
.member__lang { display: inline-flex; align-items: center; gap: 6px; font-size: 13px; color: var(--muted); margin-top: 10px; }
.member__lang .ic { width: 15px; height: 15px; }
.member__bio { font-size: 14.5px; color: var(--muted); margin-top: 12px; }

/* Blog */
.posts { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
.post-card { display: flex; flex-direction: column; border-radius: var(--radius); background: #fff; border: 1px solid var(--line); overflow: hidden; transition: transform .35s var(--ease), box-shadow .35s var(--ease); }
.post-card:hover { transform: translateY(-6px); box-shadow: var(--shadow); }
.post-card__img { overflow: hidden; aspect-ratio: 16 / 10; }
.post-card__img img { width: 100%; height: 100%; object-fit: cover; transition: transform .7s var(--ease); }
.post-card:hover .post-card__img img { transform: scale(1.06); }
.post-card__body { padding: 24px 26px 28px; display: flex; flex-direction: column; gap: 10px; flex: 1; }
.post-card__meta { font-size: 12.5px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: var(--gold-d); }
.post-card h3 { font-family: var(--serif); font-size: 21px; line-height: 1.3; font-weight: 600; }
.post-card h3 a:hover { color: var(--gold-d); }
.post-card p { color: var(--muted); font-size: 15px; flex: 1; }
.post-card .link-arrow { align-self: flex-start; margin-top: 6px; }

/* Dúvidas */
.faq { display: grid; grid-template-columns: .85fr 1.15fr; gap: clamp(36px, 6vw, 88px); align-items: start; }
.faq__head { position: sticky; top: 110px; }
.faq__head .lead { margin: 16px 0 26px; }
.faq__list { display: grid; gap: 12px; }
.qa { border-radius: 16px; background: #fff; border: 1px solid var(--line); transition: box-shadow .3s, border-color .3s; }
.qa[open] { box-shadow: var(--shadow-sm); border-color: rgba(201,162,78,.5); }
.qa summary { display: flex; align-items: center; justify-content: space-between; gap: 18px; padding: 20px 24px; font-weight: 700; font-size: 16.5px; color: var(--ink); cursor: pointer; list-style: none; }
.qa summary::-webkit-details-marker { display: none; }
.qa__ic { width: 34px; height: 34px; border-radius: 50%; display: grid; place-items: center; background: var(--sand); color: var(--navy-900); flex: none; transition: transform .3s var(--ease), background .3s, color .3s; }
.qa[open] .qa__ic { transform: rotate(45deg); background: var(--navy-900); color: var(--gold-2); }
.qa__a { padding: 0 24px 22px; color: var(--muted); font-size: 15.5px; }

/* Chamada */
.cta { position: relative; background: var(--gold-grad); color: var(--navy-950); overflow: hidden; }
.cta::before { content: ""; position: absolute; right: -80px; top: -120px; width: 420px; height: 420px; background: url("../img/icone-512.png") center / contain no-repeat; opacity: .08; filter: grayscale(1) brightness(0); transform: rotate(-12deg); }
.cta__in { position: relative; display: flex; align-items: center; justify-content: space-between; gap: 36px; padding-top: 64px; padding-bottom: 64px; }
.cta__t { font-family: var(--serif); font-size: clamp(28px, 3.2vw, 42px); font-weight: 600; color: var(--navy-950); margin-bottom: 8px; }
.cta p { font-size: 17px; color: rgba(6,17,31,.75); }
.cta__btns { display: flex; flex-wrap: wrap; gap: 12px; }
.cta .btn--gold { background: var(--navy-950); color: var(--gold-3); box-shadow: none; }
.cta .btn--glass { color: var(--navy-950); border-color: rgba(6,17,31,.35); background: rgba(255,255,255,.18); }

/* Cotação */
.sec--quote { background: var(--ivory); }
.quote { display: grid; grid-template-columns: 1.55fr 1fr; gap: 32px; align-items: start; }
.quote__main { background: #fff; border-radius: var(--radius-lg); padding: clamp(28px, 4vw, 52px); box-shadow: var(--shadow); border: 1px solid var(--line); }
.quote__main .lead { margin: 12px 0 30px; }
.qf__progress { display: flex; align-items: center; gap: 16px; margin-bottom: 26px; }
.qf__step-label { font-size: 13px; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; color: var(--gold-d); white-space: nowrap; }
.qf__bar { flex: 1; height: 6px; border-radius: 6px; background: var(--sand); overflow: hidden; }
.qf__bar i { display: block; height: 100%; width: 50%; background: var(--gold-grad); border-radius: 6px; transition: width .5s var(--ease); }
.qf[data-step="2"] .qf__bar i { width: 100%; }
.qf__pane { border: 0; margin: 0; padding: 0; min-width: 0; }
.qf__pane:not([hidden]) { animation: cardIn .45s var(--ease); }
.qf__title { font-family: var(--serif); font-size: 24px; font-weight: 600; color: var(--ink); padding: 0; }
.qf__hint { color: var(--muted); font-size: 14.5px; margin: 4px 0 18px; }
.qf__tiles { display: grid; grid-template-columns: repeat(auto-fill, minmax(150px, 1fr)); gap: 10px; }
.tile input { position: absolute; opacity: 0; pointer-events: none; }
.tile__box { position: relative; display: flex; flex-direction: column; gap: 10px; height: 100%; padding: 16px 14px; border-radius: 16px; border: 1.5px solid var(--line); cursor: pointer; transition: border-color .2s, background .2s, box-shadow .2s; }
.tile__box:hover { border-color: var(--gold); }
.tile__ic { width: 40px; height: 40px; border-radius: 12px; display: grid; place-items: center; background: var(--sand); color: var(--navy-800); transition: background .2s, color .2s; }
.tile__t { font-weight: 700; font-size: 14px; line-height: 1.3; color: var(--ink); }
.tile__ok { position: absolute; top: 10px; right: 10px; width: 22px; height: 22px; border-radius: 50%; display: grid; place-items: center; background: var(--navy-900); color: var(--gold-2); opacity: 0; transform: scale(.6); transition: opacity .2s, transform .2s var(--ease); }
.tile__ok .ic { width: 13px; height: 13px; stroke-width: 3; }
.tile input:checked + .tile__box { border-color: var(--navy-900); background: #fbf8f0; box-shadow: 0 0 0 3px rgba(201,162,78,.25); }
.tile input:checked + .tile__box .tile__ic { background: var(--navy-900); color: var(--gold-2); }
.tile input:checked + .tile__box .tile__ok { opacity: 1; transform: none; }
.tile input:focus-visible + .tile__box { outline: 3px solid var(--gold); outline-offset: 2px; }
.qf__grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 18px; }
.fld { display: flex; flex-direction: column; gap: 7px; }
.fld--full { grid-column: 1 / -1; }
.fld > span { font-size: 13.5px; font-weight: 700; color: var(--ink); }
.fld input, .fld select, .fld textarea { width: 100%; padding: 14px 16px; border-radius: 12px; border: 1.5px solid var(--line); background: #fff; font: inherit; font-size: 15.5px; color: var(--ink); transition: border-color .2s, box-shadow .2s; }
.fld textarea { resize: vertical; min-height: 96px; }
.fld input:focus, .fld select:focus, .fld textarea:focus { outline: 0; border-color: var(--navy-900); box-shadow: 0 0 0 4px rgba(201,162,78,.22); }
.fld .is-invalid { border-color: #d14343; }
.pills { display: flex; flex-wrap: wrap; gap: 8px; }
.pills input { position: absolute; opacity: 0; }
.pills span { display: inline-flex; align-items: center; gap: 8px; padding: 10px 16px; border-radius: 999px; border: 1.5px solid var(--line); font-weight: 700; font-size: 14px; cursor: pointer; transition: all .2s; }
.pills span .ic { width: 17px; height: 17px; }
.pills input:checked + span { background: var(--navy-900); border-color: var(--navy-900); color: #fff; }
.pills input:checked + span .ic { color: var(--gold-2); }
.pills input:focus-visible + span { outline: 3px solid var(--gold); outline-offset: 2px; }
.check { display: flex; gap: 12px; align-items: flex-start; font-size: 14px; color: var(--muted); cursor: pointer; }
.check input { width: 20px; height: 20px; margin-top: 2px; accent-color: var(--navy-900); flex: none; }
.check a { color: var(--navy-900); font-weight: 700; text-decoration: underline; text-decoration-color: var(--gold); }
.qf__error { margin-top: 18px; padding: 12px 16px; border-radius: 12px; background: #fdecec; color: #a32b2b; font-weight: 600; font-size: 14.5px; }
.qf__actions { display: flex; justify-content: space-between; gap: 12px; margin-top: 28px; }
.qf__actions [data-next], .qf__actions [data-submit] { margin-left: auto; }
.qf__secure { display: flex; align-items: center; gap: 8px; margin-top: 16px; font-size: 13px; color: var(--muted); }
.qf__secure .ic { width: 16px; height: 16px; color: var(--gold-d); }
.qf.is-done > :not(.qf__done) { display: none !important; }
.qf__done { text-align: center; padding: 30px 10px; animation: cardIn .5s var(--ease); }
.qf__done-ic { width: 84px; height: 84px; margin: 0 auto 20px; border-radius: 50%; display: grid; place-items: center; background: var(--gold-grad); color: var(--navy-950); box-shadow: 0 0 0 12px #fbf4e2; }
.qf__done-ic .ic { width: 40px; height: 40px; stroke-width: 2.6; }
.qf__done h3 { font-family: var(--serif); font-size: 30px; margin-bottom: 10px; }
.qf__done p { color: var(--muted); max-width: 440px; margin: 0 auto 24px; }
.qf.is-sending [data-submit] { opacity: .7; pointer-events: none; }

.contact-card { position: sticky; top: 100px; padding: 34px 30px; border-radius: var(--radius-lg); background: var(--navy-900); color: #fff; background-image: radial-gradient(circle at 100% 0, rgba(201,162,78,.24), transparent 55%); box-shadow: var(--shadow); }
.contact-card__mark { width: 60px; height: 60px; border-radius: 16px; margin-bottom: 18px; }
.contact-card h3 { font-family: var(--serif); font-size: 28px; color: #fff; margin-bottom: 18px; }
.contact-card__row { display: flex; align-items: center; gap: 14px; padding: 14px 0; border-top: 1px solid rgba(255,255,255,.08); min-width: 0; }
.contact-card__row small { display: block; font-size: 12px; letter-spacing: .08em; text-transform: uppercase; color: rgba(255,255,255,.55); font-weight: 700; }
.contact-card__row strong { font-size: 15px; font-weight: 700; line-height: 1.45; color: #fff; }
.contact-card__row > span:last-child { min-width: 0; }
.contact-card__email { overflow-wrap: anywhere; }
.contact-card__ic { width: 44px; height: 44px; border-radius: 14px; display: grid; place-items: center; background: rgba(255,255,255,.07); color: var(--gold-2); flex: none; transition: background .2s; }
.contact-card__ic--wa { background: var(--wa); color: #fff; }
a.contact-card__row:hover .contact-card__ic:not(.contact-card__ic--wa) { background: var(--gold-grad); color: var(--navy-950); }

/* ---------- Páginas internas ---------- */
.phero { position: relative; min-height: 470px; display: flex; align-items: flex-end; color: #fff; background: var(--navy-950); overflow: hidden; }
.phero__bg { position: absolute; inset: 0; background-size: cover; background-position: center; opacity: .5; }
.phero::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(6,17,31,.95) 0%, rgba(6,17,31,.6) 100%), linear-gradient(0deg, rgba(6,17,31,.9), transparent 50%); }
.phero__in { position: relative; z-index: 1; padding-top: calc(var(--tb) + var(--hd) + 48px); padding-bottom: 64px; }
.crumbs { display: flex; flex-wrap: wrap; gap: 8px; font-size: 13.5px; color: rgba(255,255,255,.6); margin-bottom: 22px; }
.crumbs a:hover { color: var(--gold-2); }
.phero__ic { width: 64px; height: 64px; border-radius: 20px; display: grid; place-items: center; background: var(--gold-grad); color: var(--navy-950); margin-bottom: 22px; }
.phero__ic .ic { width: 32px; height: 32px; }
.phero__t { font-family: var(--serif); font-weight: 600; font-size: clamp(36px, 4.6vw, 60px); color: #fff; max-width: 880px; line-height: 1.1; text-wrap: balance; }
.phero__lead { margin-top: 16px; font-size: 18px; color: rgba(255,255,255,.78); max-width: 680px; }

.detail { display: grid; grid-template-columns: 1fr 360px; gap: clamp(32px, 5vw, 72px); align-items: start; }
.detail__side { position: sticky; top: 100px; }
.prose { font-size: 17px; line-height: 1.8; color: var(--text); }
.prose > * + * { margin-top: 1.1em; }
.prose h2, .prose h3 { font-family: var(--serif); font-weight: 600; margin-top: 1.8em; }
.prose h2 { font-size: 32px; }
.prose h3 { font-size: 25px; }
.prose a { color: var(--navy-900); font-weight: 700; text-decoration: underline; text-decoration-color: var(--gold); text-underline-offset: 3px; }
.prose ul, .prose ol { padding-left: 1.3em; }
.prose li + li { margin-top: .45em; }
.prose li::marker { color: var(--gold-d); }
.prose img { border-radius: var(--radius); }
.prose blockquote { margin-left: 0; padding: 18px 24px; border-left: 4px solid var(--gold); background: var(--ivory); border-radius: 0 14px 14px 0; font-style: italic; }
.prose__lead { font-size: 20px; line-height: 1.7; color: var(--ink); font-weight: 500; }
.detail__h { font-family: var(--serif); font-size: 30px !important; }
.cov { list-style: none; padding: 0 !important; display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.cov li { display: flex; align-items: center; gap: 12px; margin: 0 !important; padding: 16px 18px; border-radius: 14px; background: var(--ivory); border: 1px solid var(--line); font-weight: 600; font-size: 15.5px; color: var(--ink); line-height: 1.4; }
.cov li span { width: 30px; height: 30px; border-radius: 50%; display: grid; place-items: center; background: var(--navy-900); color: var(--gold-2); flex: none; }
.cov .ic { width: 16px; height: 16px; stroke-width: 2.6; }
.side-cta { padding: 30px; border-radius: var(--radius-lg); background: var(--navy-900); color: rgba(255,255,255,.72); display: grid; gap: 12px; background-image: radial-gradient(circle at 100% 0, rgba(201,162,78,.24), transparent 55%); }
.side-cta img { width: 56px; height: 56px; border-radius: 14px; }
.side-cta h3 { font-family: var(--serif); font-size: 25px; color: #fff; }
.side-cta p { font-size: 15px; margin-bottom: 6px; }
.side-cta__phone { display: flex; align-items: center; justify-content: center; gap: 8px; color: var(--gold-2); font-weight: 700; padding-top: 4px; }
.share { display: flex; align-items: center; gap: 10px; margin-top: 40px !important; padding-top: 24px; border-top: 1px solid var(--line); font-weight: 700; color: var(--ink); }
.share a { width: 42px; height: 42px; border-radius: 50%; display: grid; place-items: center; border: 1px solid var(--line); color: var(--navy-900); text-decoration: none !important; transition: background .2s, color .2s; }
.share a:hover { background: var(--navy-900); color: var(--gold-2); }
.chips { display: flex; flex-wrap: wrap; gap: 10px; }
.chip { display: inline-flex; align-items: center; gap: 9px; padding: 11px 18px; border-radius: 999px; background: #fff; border: 1px solid var(--line); font-weight: 700; font-size: 14.5px; color: var(--ink); transition: all .2s; }
.chip .ic { width: 18px; height: 18px; color: var(--gold-d); }
.chip:hover { background: var(--navy-900); color: #fff; border-color: var(--navy-900); }
.chip:hover .ic { color: var(--gold-2); }
.archive__h { margin-top: 12px; }
.archive__h ~ .archive__h { margin-top: 56px; }
.pager { display: flex; justify-content: space-between; margin-top: 48px; }
.pager a { display: inline-flex; align-items: center; gap: 8px; font-weight: 700; color: var(--navy-900); padding: 12px 20px; border-radius: 999px; border: 1px solid var(--line); }
.pager a:hover { border-color: var(--navy-900); }
.empty { text-align: center; color: var(--muted); padding: 40px 0; }

.nf { min-height: 100svh; display: grid; place-items: center; text-align: center; background: var(--navy-950); color: rgba(255,255,255,.75); background-image: radial-gradient(circle at 50% 30%, rgba(201,162,78,.2), transparent 50%); }
.nf__in { padding-top: calc(var(--tb) + var(--hd) + 40px); padding-bottom: 80px; display: flex; flex-direction: column; align-items: center; gap: 16px; }
.nf img { border-radius: 22px; }
.nf__code { font-family: var(--serif); font-size: 120px; line-height: 1; font-weight: 700; background: var(--gold-grad); -webkit-background-clip: text; background-clip: text; color: transparent; }
.nf__btns { display: flex; flex-wrap: wrap; justify-content: center; gap: 12px; margin-top: 10px; }

/* ---------- Rodapé ---------- */
.ft { position: relative; background: var(--navy-950); color: rgba(255,255,255,.66); font-size: 15px; overflow: hidden; }
.ft__glow { position: absolute; left: 50%; top: -240px; width: 800px; height: 480px; transform: translateX(-50%); background: radial-gradient(ellipse, rgba(201,162,78,.16), transparent 65%); pointer-events: none; }
.ft__grid { position: relative; display: grid; grid-template-columns: 1.3fr .9fr .75fr 1.35fr; gap: 48px; padding-top: 88px; padding-bottom: 48px; }
.ft__brand img { height: 92px; width: auto; margin-bottom: 20px; }
.ft__brand > p { max-width: 340px; }
.ft__label { font-size: 12.5px; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; color: var(--gold-2); margin-bottom: 18px; }
.ft__brand .ft__label { margin: 28px 0 12px; }
.ft__social { display: flex; gap: 10px; }
.ft__social a { width: 42px; height: 42px; border-radius: 50%; display: grid; place-items: center; border: 1px solid rgba(255,255,255,.15); color: #fff; transition: all .2s; }
.ft__social a:hover { background: var(--gold-grad); color: var(--navy-950); border-color: transparent; }
.ft__list { list-style: none; margin: 0; padding: 0; display: grid; gap: 11px; }
.ft__list a { transition: color .2s; }
.ft__list a:hover { color: var(--gold-2); }
.ft__contact { list-style: none; margin: 0; padding: 0; display: grid; gap: 14px; }
.ft__contact li { display: flex; gap: 12px; align-items: flex-start; min-width: 0; }
.ft__contact .ic { color: var(--gold-2); margin-top: 3px; width: 18px; height: 18px; }
.ft__contact a:hover { color: #fff; }
.ft__email { white-space: nowrap; font-size: 14px; }
.ft__legal { position: relative; padding-bottom: 32px; font-size: 12.5px; color: rgba(255,255,255,.42); }
.ft__bottom { position: relative; border-top: 1px solid rgba(255,255,255,.08); }
.ft__bottom-in { display: flex; align-items: center; justify-content: space-between; gap: 20px; flex-wrap: wrap; padding-top: 22px; padding-bottom: 22px; font-size: 13.5px; }
.ft__links { display: flex; gap: 22px; }
.ft__dev { padding-bottom: 22px; text-align: center; font-size: 12.5px; color: rgba(255,255,255,.4); }
.ft__dev a { display: inline-flex; gap: 5px; align-items: center; transition: color .2s; }
.ft__dev strong { color: rgba(226,194,122,.8); font-weight: 700; }
.ft__dev a:hover, .ft__dev a:hover strong { color: var(--gold-2); }
.ft__links a:hover { color: var(--gold-2); }

.wa-float { position: fixed; right: 22px; bottom: 22px; z-index: 90; display: flex; align-items: center; gap: 10px; height: 60px; padding: 0 18px; border-radius: 999px; background: var(--wa); color: #fff; font-weight: 700; box-shadow: 0 16px 34px -12px rgba(31,174,91,.7); transition: transform .25s var(--ease); }
.wa-float .ic { width: 26px; height: 26px; }
.wa-float span { max-width: 0; overflow: hidden; white-space: nowrap; transition: max-width .4s var(--ease); }
.wa-float:hover { transform: translateY(-3px); }
.wa-float:hover span { max-width: 200px; }
.wa-float::before { content: ""; position: absolute; inset: 0; border-radius: inherit; box-shadow: 0 0 0 0 rgba(31,174,91,.6); animation: pulse 2.6s infinite; }
@keyframes pulse { 70% { box-shadow: 0 0 0 16px rgba(31,174,91,0); } 100% { box-shadow: 0 0 0 0 rgba(31,174,91,0); } }
.to-top { position: fixed; right: 30px; bottom: 96px; z-index: 89; width: 44px; height: 44px; border-radius: 50%; display: grid; place-items: center; background: var(--navy-900); color: var(--gold-2); box-shadow: var(--shadow-sm); opacity: 0; visibility: hidden; transform: translateY(10px); transition: all .3s; }
.to-top .ic { transform: rotate(180deg); }
.to-top.is-on { opacity: 1; visibility: visible; transform: none; }

/* Animação ao rolar */
.js .reveal { opacity: 0; transform: translateY(28px); transition: opacity .8s var(--ease), transform .8s var(--ease); }
.js .reveal.is-visible { opacity: 1; transform: none; }

/* ---------- Responsivo ---------- */
@media (max-width: 1180px) {
	.nav > a, .nav__drop > a { padding: 10px 10px; font-size: 14.5px; }
	.ins-grid { grid-template-columns: repeat(3, 1fr); }
	.hd__cta { display: none; }
}

@media (max-width: 1080px) {
	:root { --hd: 80px; }
	.nav, .topbar__langs { display: none; }
	.hd__burger { display: grid; }
	.hd__actions { margin-left: auto; }
	.hd__cta { display: inline-flex; }

	.hero { min-height: 0; }
	.hero__slides { position: relative; height: clamp(600px, 92svh, 780px); }
	.hero__text { max-width: 640px; }
	.hero__content { padding-bottom: 120px; }
	.hero__overlay { position: relative; padding: 0 28px 40px; margin-top: -40px; justify-content: center; }
	.quick { width: 100%; max-width: 720px; }
	.quick__grid { grid-template-columns: repeat(3, 1fr); }

	.trust__in { grid-template-columns: 1fr 1fr; }
	.trust__item:nth-child(3) { border-left: 0; padding-left: 0; }
	.trust__item { border-top: 1px solid rgba(255,255,255,.07); }
	.trust__item:nth-child(-n+2) { border-top: 0; }

	.sec__head--split { grid-template-columns: 1fr; gap: 18px; }
	.about, .faq, .quote, .detail { grid-template-columns: 1fr; }
	.faq__head, .contact-card, .detail__side { position: static; }
	.stats { grid-template-columns: 1fr 1fr; }
	.stat:nth-child(3) { border-left: 0; }
	.stat:nth-child(n+3) { border-top: 1px solid rgba(255,255,255,.08); }
	.feats { grid-template-columns: 1fr 1fr; }
	.posts { grid-template-columns: 1fr 1fr; }
	.testi { grid-auto-columns: calc((100% - 24px) / 2); }
	.ft__grid { grid-template-columns: 1fr 1fr; }
	.cta__in { flex-direction: column; align-items: flex-start; }
	.about__media { max-width: 640px; }
}

@media (max-width: 760px) {
	:root { --tb: 0px; --hd: 72px; }
	.wrap { padding: 0 20px; }
	.topbar { display: none; }
	.hd__logo img { height: 50px; }
	.hd.is-fixed { height: 66px; }
	.hd.is-fixed .hd__logo img { height: 44px; }
	.hd__cta, .hd__actions > .lang { display: none; }

	.hero__slides { height: clamp(560px, 88svh, 700px); }
	.hero__content { align-items: flex-end; padding-bottom: 110px; }
	.hero__slide::after { background: linear-gradient(0deg, rgba(6,17,31,.96) 0%, rgba(6,17,31,.75) 45%, rgba(6,17,31,.45) 100%); }
	.hero__btns .btn { flex: 1 1 100%; }
	.hero__nav { bottom: 30px; }
	.hero__overlay { padding: 0 20px 32px; margin-top: -12px; }
	.quick { padding: 22px 18px; }
	.quick__grid { grid-template-columns: 1fr 1fr; }

	.trust__in { grid-template-columns: 1fr; }
	.trust__item { border-left: 0 !important; padding: 16px 0 !important; border-top: 1px solid rgba(255,255,255,.07) !important; }
	.trust__item:first-child { border-top: 0 !important; }

	.ins-grid, .feats, .posts, .steps, .cov { grid-template-columns: 1fr; }
	.steps { gap: 44px; }
	.steps::before { display: none; }
	.steps__cta .btn { flex: 1 1 100%; }
	.stats { grid-template-columns: 1fr 1fr; }
	.stat { padding: 26px 20px; }
	.testi { grid-auto-columns: 88%; }
	.carousel-nav { justify-content: flex-start; }
	.about__badge { left: 12px; bottom: 16px; }
	.about__media::before { inset: 16px -12px -14px 16px; }
	.tabs { display: flex; width: 100%; }
	.tabs__btn { flex: 1; justify-content: center; padding: 11px 10px; white-space: nowrap; font-size: 13.5px; }
	.qf__grid { grid-template-columns: 1fr; }
	.qf__tiles { grid-template-columns: 1fr 1fr; }
	.qf__actions .btn { flex: 1; }
	.ft__grid { grid-template-columns: 1fr; gap: 36px; padding-top: 64px; }
	.ft__bottom-in { flex-direction: column; align-items: flex-start; }
	.cta__btns .btn { flex: 1 1 100%; }
	.phero { min-height: 380px; }
	.wa-float { right: 16px; bottom: 16px; height: 56px; padding: 0 15px; }
	.to-top { right: 22px; bottom: 84px; }
}

@media (prefers-reduced-motion: reduce) {
	*, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; scroll-behavior: auto !important; }
	.js .reveal { opacity: 1; transform: none; }
}